You won the study. Now you have to fund it.
Stream buys the receivables your site is waiting on from sponsors and CROs, so the cash arrives on your schedule, not theirs.
Get my proposal nowStart the next study without waiting to get paid for the last one.
Your payment terms are built to be long. Sponsors and contract research organizations pay reliably, but only after visits are reconciled, milestones are met and invoices clear their approval cycle, and some of what you've earned may be held back until the study closes. Meanwhile, every new study means hiring coordinators, training staff and recruiting patients before the first payment arrives. The startup fee may arrive late as well! Stream shortens the wait, so you can take on studies when they're offered, not when your cash catches up.
How Stream works
Stream buys receivables you're already owed, such as visit and procedure fees, milestone payments and pass-through costs, and pays you up front. It's a sale, not a loan, so no new debt or personal guarantee required. Stream isn't a billing or study-finance service, either: your team invoices sponsors exactly the way it does today. When the sponsor pays, that settles the purchase.
Already have a bank line of credit? Mention it when you book. We check how it fits alongside before anything else, so there are no surprises.
Why it matters to your site
Cash in hand sooner means saying yes to the next study, the next coordinator or the next therapeutic area without waiting on payment for past studies or ones in progress. Stream charges a flat discount on what it buys, so you can weigh the cost directly against what that cash is worth to you today.
Find out how much your receivables could be worth today
Book a free sizing and proposal. On a short call, we'll look at what your sponsors owe you and show you how much Stream could buy, what it would cost and how soon the cash could arrive. There's no commitment to sell.